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Privacy Policy

Last updated: February 09, 2023

 

This Privacy Policy describes Gregory Financial Services' (GFS) policies and procedures regarding the collection, use, and disclosure of information when site visitors use the website and tells the Site visitor about GFS’ privacy rights and how the law protects Site visitors.

We use Your Personal data to provide and improve the GFS website. By using the products available, the Site visitor agrees to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for the Site visitor to access the Gregory Financial Services website or parts of the Gregory Financial Services website

  • Company (referred to as either "the Company", "We", "Us", “GFS” or "Gregory Financial Services" in this Agreement) refers to Gregory Financial Services LLC, 6405 Doral Road Unit E, Baltimore, MD 21209.

  • Cookies are small files that are placed on Your computer, mobile device, or any other device by a website, containing the details of Your browsing history on that website among its many uses.

  • Country refers to Maryland, United States

  • Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.

  • Personal Data is any information that relates to an identified or identifiable individual.

  • Service refers to the Website.

  • Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service, or to assist the Company in analyzing how the Service is used.

  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

  • Website refers to Gregory Financial Services, accessible from http://www.gregoryfinancialservicesllc.com

  • Site visitor means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using the Gregory Financial Services website, we may ask a Site visitor to provide Us with certain personally identifiable information that can be used to contact or identify the Site visitor. Personally identifiable information may include, but is not limited to:

  • Email address

  • First name and last name

  • Phone number

  • Address, State, Province, ZIP/Postal code, City

  • Usage Data

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of Gregory Financial Services Service that the Site visitor visits, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When a Site visitor access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device the Site visitor use, Your mobile device's unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser Site visitor use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever a Site visitor visits Gregory Financial Services Service or when a Site visitor access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Gregory Financial Services Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Gregory Financial Services Service. The technologies We use may include:

  • Cookies or Browser Cookies. A cookie is a small file placed on Your Device. A site visitor can instruct a browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if the Site visitor does not accept Cookies, the Site visitor may not be able to use some parts of Gregory Financial Services Service. Unless the Site visitor has adjusted the browser setting so that it will refuse Cookies, Gregory Financial Services Service may use Cookies.

  • Web Beacons. Certain sections of Gregory Financial Services’ Service and Gregory Financial Services emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when the Site visitor goes offline, while Session Cookies are deleted as soon as the Site visitor closes a web browser. Learn more about cookies on the Privacy Policies website article.

We use both Session and Persistent Cookies for the purposes set out below:

  • Necessary / Essential Cookies

Type: Session Cookies

Administered by: Us

Purpose: These Cookies are essential to provide the Site visitor with services available through the Website and to enable Site visitor to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that Site visitor have asked for cannot be provided, and We only use these Cookies to provide Site visitor with those services.

  • Cookies Policy / Notice Acceptance Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

  • Functionality Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies allow us to remember choices the Site visitor makes when the Site visitor uses the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide the Site visitor with a more personal experience and to avoid the Site visitor having to re-enter your preferences every time the Site visitor uses the Website.

For more information about the cookies we use and your choices regarding cookies, please visit Gregory Financial Services Cookies Policy or the Cookies section of Gregory Financial Services Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain Gregory Financial Services’ website or Service, including monitoring the usage of Gregory Financial Services' online presence.

  • To manage Your Account: to manage Your registration as a user of the Service. The Personal Data Site visitor provides can give the Site visitor access to different functionalities of the Service that are available to the Site visitor as a registered user.

  • For the performance of a contract: the development, compliance, and undertaking of the purchase contract for the products, items, or services the Site visitor has purchased or of any other contract with Us through the Service.

  • To contact Site visitor: To contact the Site visitor by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products, or contracted services, including the security updates, when necessary or reasonable for their implementation.

  • To provide the Site visitor with news, special offers, and general information about other goods, services, and events which we offer that are similar to those that the site visitor has already purchased or enquired about unless the Site visitor has opted not to receive such information.

  • To manage Your requests: To attend to and manage Your requests to Us.

  • For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Gregory Financial Services assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about Gregory Financial Services Service users is among the assets transferred.

  • For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of Gregory Financial Services’ promotional campaigns, and evaluating and improving Gregory Financial Services’ products, services, marketing, and your experience.

We may share Your personal information in the following situations:

  • With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of Gregory Financial Services’ Service, and to contact Site visitors.

  • For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Gregory Financial Services business to another company.

  • With business partners: We may share Your information with Gregory Financial Services business partners to offer Site visitors certain products, services, or promotions.

  • With other users: when the Site visitor shares personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.

  • With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with Gregory Financial Services' legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce Gregory Financial Services' legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of Gregory Financial Services’ Service, or We are legally obligated to retain this data for longer periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer. The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Personal Data

The Site visitor has the right to delete or request that We assist in deleting the Personal Data that We have collected about the Site visitor.

Gregory Financial Services may give the Site visitor the ability to delete certain information about the Site visitor from within the Service.

The Site visitor may update, amend, or delete Your information at any time by signing in to Your Account, if the site visitor has one, and visiting the account settings section that allows the site visitor to manage Your personal information. The Site visitor may also contact Us to request access to, correct, or delete any personal information that the Site visitor has provided to Us. Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation.

  • Protect and defend the rights or property of the Company.

  • Prevent or investigate possible wrongdoing in connection with the Service.

  • Protect the personal safety of Users of the Service or the public.

  • Protect against legal liability.

Security of Your Personal Data

The security of Your Personal Data is important to Us but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children's Privacy

Gregory Financial Services does not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If the Site visitor is a parent or guardian and the Site visitor is aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, steps are taken to remove that information from Gregory Financial Services’ servers. If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

Links to Other Websites

Gregory Financial Services may contain links to other websites that are not operated by Us. If the Site visitor clicks on a third-party link, the Site visitor will be directed to that third party's site. We strongly advise the Site visitor to review the Privacy Policy of every site he or she visits. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Changes to this Privacy Policy

We may update Gregory Financial Services’ Privacy Policy from time to time. We will notify the Site visitor of any changes by posting the new Privacy Policy on this page. We will let the Site visitor know via email and/or a prominent notice on the Gregory Financial Services website before the change becomes effective, and update the "Last updated" date at the top of this Privacy Policy. The Site visitor is advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If the site visitor has any questions about this Privacy Policy, the Site visitor can contact us:

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